General Liability Insurance in Lafayette, Louisiana

• Bodily injury claims
• Property damage claims
• Legal defense costs
• Completed operations exposure 

 Even small incidents can turn into expensive claims. Proper limits and endorsements are critical for contractors and business owners. 

For roofers, general contractors, concrete crews, painters, drywall installers, carpenters, flooring contractors, and remodelers, general liability is often the first policy reviewed in a contract. Many job sites require additional insured endorsements and waiver of subrogation wording. We review your contracts carefully to help prevent rejected certificates. 

 Here are answers to common questions we receive about general liability in Lafayette, Louisiana. 

General liability is not legally required for all businesses, but most contractors must carry it to bid jobs and sign contracts. 

Many contracts require at least $1,000,000 per occurrence, but requirements vary by project. 

Coverage depends on the specific situation and policy wording. We review your operations to help identify potential gaps.

An additional insured endorsement extends certain protections to another party, such as a general contractor or property owner, when required by contract.