Dumpster Rental Insurance in Louisiana

• Number and type of trucks and trailers
   
• Number of dumpsters or containers in service
   
• Delivery radius and typical job sites
   
• Driver details and experience
   
• Payroll and whether you use employees or subcontracted labor
   
• Any contract insurance requirements

 Having this information up front helps us quote accurately and issue certificates quickly. 

• General liability insurance

• Commercial auto insurance for trucks and roll off vehicles

• Equipment coverage for dumpsters and attachments

• Workers compensation if you have employees

• Umbrella coverage for larger jobs 

Most dumpster rental policies are built from multiple coverages working together. The right structure depends on how you operate, where you drop containers, and what contracts require.

Dumpsters, roll off containers, and related equipment are often insured under equipment coverage or inland marine style coverage. Coverage can vary based on whether containers are scheduled, how they are stored, and where they are delivered. We help structure coverage so containers are not treated like an afterthought. 

• Property damage when placing containers

• Loading and unloading exposure

• Container theft or vandalism

• Vehicle and trailer liability

• Job site injury claims  

These risks are different from typical contractor risks, which is why a dedicated insurance setup matters. 

• Equipment left in unlocked vehicles

• Tools stored overnight in open trailers

• Incorrect valuation

• No coverage for borrowed or rented equipment 

Many policies require dumpsters or equipment to be scheduled or insured under equipment coverage. We help determine the right approach.

 No. Containers and equipment require separate equipment coverage. Tools and equipment coverage (Inland Marine)

Workers comp requirements depend on business structure and how labor is performed. We review this with you. High value items may require scheduling individually. 

Many commercial sites require $1,000,000 per occurrence limits, but contracts vary. We do the hard part and make you compliant. No guessing, we are experts.