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Ideal Insurance LLC
Home
Contractor's
  • Contractor Insurance
  • Workers Compensation
  • General Liability
  • Commercial Auto
  • Tools and Equipment
  • Contractor Requirements
  • Roofing Contractor's
Business
  • Business Insurance
  • Dumpster Rental Insurance
  • Garagekeepers Insurance
  • Garage Liability
  • Commercial Property
Auto Insurance
Home Insurance
Renters
Blog
What Makes us Different
  • Gallery
  • What Makes us Different
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    • Contractor Insurance
    • Workers Compensation
    • General Liability
    • Commercial Auto
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    • Roofing Contractor's
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  • Home
  • Contractor's
    • Contractor Insurance
    • Workers Compensation
    • General Liability
    • Commercial Auto
    • Tools and Equipment
    • Contractor Requirements
    • Roofing Contractor's
  • Business
    • Business Insurance
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    • Garagekeepers Insurance
    • Garage Liability
    • Commercial Property
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    • Gallery
    • What Makes us Different

Garagekeepers Insurance in Louisiana

Garagekeepers insurance helps protect customer vehicles while they are in your care, custody, or control. If a customer vehicle is damaged by a covered loss while you are storing, parking, servicing, or repairing it, garagekeepers coverage can help pay for the damage. 

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Who Needs Garagekeepers Coverage

  • Auto repair shops
     
  • Body shops
     
  • Dealerships
     
  • Mechanics and service facilities
     
  • Tow and storage operations that take possession of vehicles


 If your business takes possession of customer vehicles, garagekeepers coverage is one of the most important protections to consider. 

What Garagekeepers Insurance Can Cover

  •  Damage to customer vehicles at your location
     
  • Theft or vandalism of customer vehicles
     
  • Fire or certain weather-related losses


  • Collision or movement-related damage, depending on setup


 Coverage depends on how your business operates and how vehicles are stored, moved, and secured. We review your operations to avoid gaps. 

Garagekeepers vs General Liability

General liability protects against injury or property damage claims arising from your operations, but it usually does not cover damage to customer vehicles you are working on or storing. Garagekeepers is designed for the customer vehicle exposure.  

Certificates and Contract Requirements

Landlords, lenders, and vendor partners may require proof of coverage. We can provide certificates quickly in many cases and help make sure the certificate holder and wording are correct. 

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FREQUENTLY ASKED QUESTIONS ABOUT GARAGEKEEPERS POLICY'S

Does garagekeepers cover every type of loss?

Coverage depends on the form and how it is written. We will review options and match coverage to your risks. 

Do I need garagekeepers if I only test drive customer cars?

If you take possession of customer vehicles, even briefly, you may have exposure. We can review your business process and determine what will be the best fit for you. 

Does garagekeepers cover vehicles parked overnight?

It can, depending on how the policy is structured and how vehicles are stored. 

Is garagekeepers required by law?

It is not generally required by law, but it is commonly required by landlords, lenders, and best practice risk management. 

Need a garagekeepers quote?

Helping across Acadiana, including Scott, Broussard, Youngsville, Carencro, and surrounding Louisiana communities, stay covered and insured.


 Let us review your garagekeepers policy or request a quote today. 

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Ideal Insurance LLC

102B Woodvale Ave, Lafayette, LA 70503

(337)205-7433

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