Garagekeepers insurance helps protect customer vehicles while they are in your care, custody, or control. If a customer vehicle is damaged by a covered loss while you are storing, parking, servicing, or repairing it, garagekeepers coverage can help pay for the damage.
If your business takes possession of customer vehicles, garagekeepers coverage is one of the most important protections to consider.
Coverage depends on how your business operates and how vehicles are stored, moved, and secured. We review your operations to avoid gaps.
General liability protects against injury or property damage claims arising from your operations, but it usually does not cover damage to customer vehicles you are working on or storing. Garagekeepers is designed for the customer vehicle exposure.
Landlords, lenders, and vendor partners may require proof of coverage. We can provide certificates quickly in many cases and help make sure the certificate holder and wording are correct.
Coverage depends on the form and how it is written. We will review options and match coverage to your risks.
If you take possession of customer vehicles, even briefly, you may have exposure. We can review your business process and determine what will be the best fit for you.
It can, depending on how the policy is structured and how vehicles are stored.
It is not generally required by law, but it is commonly required by landlords, lenders, and best practice risk management.
Helping across Acadiana, including Scott, Broussard, Youngsville, Carencro, and surrounding Louisiana communities, stay covered and insured.
Let us review your garagekeepers policy or request a quote today.
Ideal Insurance LLC
102B Woodvale Ave, Lafayette, LA 70503
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