Garage liability insurance protects automotive businesses from claims arising out of daily operations. If someone is injured on your premises or if your business operations cause property damage, garage liability coverage can respond. Ideal Insurance LLC helps automotive businesses in Lafayette and across Louisiana.
If your business sells, services, repairs, or stores vehicles, garage liability coverage is often a core part of your insurance program.
Garage liability combines elements of general liability and auto liability for businesses that work with vehicles.
Garage liability protects your business operations. Garagekeepers protects customer vehicles in your care, custody, or control. These are separate coverages and many automotive businesses need both.
We review lease agreements and lender requirements to avoid certificate rejections and coverage gaps.
No. Garage liability is designed for businesses that sell or service vehicles and includes auto related exposures.
Yes, dealerships typically require garage liability coverage due to sales and test drive exposures.
No. That exposure is typically addressed by garagekeepers coverage.
Coverage depends on how the policy is structured and the driver controls in place.
Helping across Acadiana, including Scott, Broussard, Youngsville, Carencro, and surrounding Louisiana communities, stay covered and insured.
Let us review your garage liability policy or request a quote today.
Ideal Insurance LLC
102B Woodvale Ave, Lafayette, LA 70503
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