Business Insurance in Lafayette, Louisiana

Covers vehicles used for business and helps protect your company if an accident occurs while driving for work. It can include liability, physical damage, and hired and non owned auto coverage when needed. 

Helps protect your business if someone is injured or property is damaged because of your operations. It is commonly required by landlords, customers, and contracts. 

If you have employees, workers comp helps cover medical costs and lost wages after a work injury. We write workers comp and we focus on correct class codes and payroll reporting to reduce audit surprises. 

Adds extra liability protection above your general liability and commercial auto limits for larger claims. 

Helps protect buildings, equipment, inventory, and contents after covered losses. Many landlords and lenders require it. 

Certain industries and contracts require bonds to operate or win projects. We can help you determine what is needed. 

This insurance policy is designed for businesses involved in selling, servicing, storing, or parking vehicles. This coverage helps protect auto repair shops, dealerships, and service facilities from liability claims involving bodily injury or property damage related to garage operations. If your business handles customer vehicles or operates in the automotive industry, proper garage coverage is critical.

Protects customer vehicles while they are in your care, custody, or control. If a vehicle is damaged by fire, theft, vandalism, or certain other covered events while stored or serviced at your location, this coverage can help pay for repairs. This protection is essential for repair shops, body shops, and service facilities that take possession of customer vehicles.

This insurance policy helps protect tools, equipment, and property that move between job sites or are stored away from your primary business location. Contractors, service providers, and equipment-heavy businesses often rely on this coverage to protect valuable equipment in transit or at temporary locations. Without it, standard property policies may leave gaps.

For contractors, inland marine coverage is commonly used to protect tools and equipment on job sites across Louisiana.