Commercial Property Insurance in Lafayette, Louisiana

• Building coverage

• Business personal property and contents

• Equipment and fixtures

• Signage and outdoor property when covered

• Loss of income or business interruption options 

Coverage depends on the building type, occupancy, and risk factors such as wind exposure. We help property owners understand limits, deductibles, and key exclusions. 

• Proof of insurance showing the correct certificate holder
• Building limits that meet lender requirements

• Wind and hail deductibles explained clearly

• Additional insured requests when required by lease

• Accurate property address and named insured details 

Incorrect documentation can delay closings, lease signings, and contract approvals. We help make sure proof of coverage is issued correctly. 

If you own the building, you should insure the structure even if a tenant occupies it. 

Flood coverage is typically separate. We can review your property location and flood options. 

 It can help replace lost income after a covered loss forces operations to stop or move temporarily. 

 We review construction details, square footage, and replacement cost factors to structure limits appropriately.